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Partner Access HS Counselors Financial Aid Professionals Student Access TapSubmit Home Prepare The College Edge Why College? Your High School Path To College College Planning Checklists Five Things To Do in High School Take the Right Classes Do Grades Matter Establish Support Systems Keys To Success College Entrance Exams SAT and ACT Diploma Requirements Did You Drop Out? Choosing a Major & College Discover Your Interests Majors & Careers Types of Colleges Find the College That Fits You College Fairs Campus Tours Apply to College The Application Process Anatomy of the College Application Application Types & Deadlines Application Costs & Waivers Pay Financial Aid What is Financial Aid? Grants, Scholarships and Loan Programs Graduate Study Aid How Colleges Award Financial Aid College Net Price Calculator College Finance Advisor 529 College Savings Program Apply for Financial Aid Apply for Aid — Start Here Apply for TAP TAP Award Estimator Financial Aid Award Letter Comparison Tool Tax Credits & Deductions Smart Borrowing Smart Borrowing Basics Understanding Interest Rates, Fees and Interest Capitalization Interest Capitalization Estimator True Cost of Borrowing How Loan Terms Affect Borrowing Costs Burden of Debt Calculator Additional Info for: Military Adult/Returning Students Transfer Students Youth In Care Students with Disabilities Student Loans Loan Forgiveness, Cancellations and Discharge Pay your Defaulted FFEL loan Defaulted Student Loan FAQs Accommodation Events Contact About Higher Education Services Corporation Pay for College— Stay Informed with Text Messages! — High school students and their parents can sign up to get text messages with information and access to the resources you need to prepare for college or apply for financial aid. Sign Up! The New York State Tuition Assistance Program If you are a NYS resident attending college in New York State, apply for TAP. APPLY NOW! Senator José Peralta New York State DREAM ActApply Now! Virtual DiscussionPrepare Begin your journey to college, and get step-by-step planning tips to help you stay on track. Learn everything from taking the right classes, finding the right college, writing your college essay and submitting your applications on time. Start Now Why Go? College changes your life in more ways than you can imagine. Checklist Stay on track with our step-by-step plans based on your class year. Research Everything you need to find the college that’s just right for you. Apply Applying to college doesn’t have to be hard. We’ll walk you through it. Pay Everything you need to know about financial aid and financing a college education is one click away. Start Now Types of Aid Money for college comes in many forms. Explore the types of aid available. Apply Follow these steps to apply for financial aid. To receive aid, you must apply! All About TAP. The TAP application process begins with the Free Application for Federal Student Aid (FAFSA) — Financial Advisor — Complete simple questions and create a Pay for College Action Plan! Start Now — Financial AID AWARD COMPARISON TOOL — Compare up to three award letters based on the bottom line cost or net cost. Start Now Student Loans Student loans must be repaid. Stay on top of repayment with key information and the right tools. Start Now Manage All the information you need to manage repayment. Affordable Reduce your federal loan payments. Postpone Deferment and forbearance can temporarily postpone or lower your payments. Consolidation Simplify repayment by combining multiple loans into one loan. Default If you are delinquent or in default explore your options now. — Pay Your Defaulted Loan — HESC makes repayment of your defaulted FFEL loan a fast, simple process. Pay NowSpecial Interests There may be additional financial support, tools and resources available for people with special circumstances. Military Up-to-date information for those who currently or have served in the military. Adult/Returning Key information to help adults return to college. Youth in Care Resources for youth in out-of-home placement to help plan and pay for college. Transferring Helpful tips and information depending on your circumstances and semester you are transferring. Applications Terms and Conditions Privacy Policy Accommodation Browser Requirements Freedom of Information Law (FOIL) PPPL Request Language Access CONNECT WITH US FACEBOOK TWITTER INSTAGRAM YOUTUBE BECOME AN ORGAN DONOR Would you like to be added to the Donate Life Registry? BECOME AN ORGAN DONOR HESC Corporate About HESC HESC News Annual Reports & Financial Statements Board of Trustees Procurement Opportunities Project Sunlight Regulatory Activity G&S Data Requests Contact HESC Download HESC Fact Sheets NMLS Information SEARCH Prepare for College Pay for College Repay Your Loans Contact My HESC Account Access HS Counselors Financial Aid Professionals Your browser does not support iFrames Your browser does not support iFrames /* Smartling Language Switcher code...